.th-page { color: #1c3a57; background: #fff; }
.th-page h1, .th-page h2, .th-page h3 { color: #0b2744; letter-spacing: -0.3px; }
.th-page h2 { font-size: clamp(26px, 3vw, 36px); line-height: 1.2; margin: 0 0 12px; font-weight: 800; }
.th-page h3 { font-size: 16px; margin: 0 0 4px; font-weight: 800; color: #123252; }
.th-page p { margin: 0; color: #5b7086; line-height: 1.55; font-size: 14.5px; }
.th-center { text-align: center; }
.th-muted { color: #5d7388; font-size: 15px; }
.th-narrow { max-width: 760px; margin: 0 auto 26px; }
.th-page .th-fine { margin-top: 28px; font-size: 16.5px; color: #8aa0b5; text-align: center; }
.th-section { padding: 40px 0; }
.th-section-soft { background: #e1f3ff; }
.th-grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 28px; }

.th-hero {
  position: relative;
  min-height: 680px;
  background: #0a3f78;
  color: #fff;
  overflow: hidden;
  display: flex;
  align-items: center;
}
.th-hero-bg {
  position: absolute;
  top: 0;
  right: 0;
  height: 100%;
  width: auto;
  max-width: 62%;
  object-fit: contain;
  object-position: right center;
}
.th-hero-shade {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, #0a3f78 0%, #0a3f78 36%, rgba(10, 63, 120, 0.9) 48%, rgba(10, 63, 120, 0.35) 60%, transparent 72%);
}
.th-hero h1,
.th-hero .th-kicker,
.th-hero .th-lead,
.th-hero .th-crumb,
.th-hero .th-crumb a,
.th-hero .th-pills div {
  color: #fff;
}
.th-hero h1 {
  font-size: clamp(34px, 3.6vw, 48px);
  line-height: 1.12;
  font-weight: 800;
  margin: 0 0 22px;
}
.th-hero-copy {
  position: relative;
  z-index: 2;
  width: min(760px, 58%);
  margin-left: max(24px, calc((100vw - var(--container)) / 2 + var(--container-padding)));
  padding: 72px 24px 72px 0;
}
.th-hero .th-crumb { font-size: 15px; text-decoration: none; margin: 0 0 22px; }
.th-hero .th-crumb a { font-size: 15px; text-decoration: none; }
.th-kicker { font-weight: 700; font-size: 24px; margin: 0 0 22px; }
.th-hero .th-lead { max-width: 560px; margin: 0 0 28px; font-size: 18px; line-height: 1.7; }
.th-hero-btns { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; margin: 28px 0 20px; }
.th-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 56px;
  height: 56px;
  padding: 0 24px;
  border-radius: 10px;
  font-weight: 700;
  font-size: 16px;
  line-height: 1;
  white-space: nowrap;
  text-decoration: none;
  border: 1.5px solid transparent;
  box-sizing: border-box;
}
.th-arrow { display: inline-flex; align-items: center; line-height: 0; flex: 0 0 auto; }
.th-arrow svg { display: block; width: 18px; height: 18px; }
.th-btn-solid { background: #2a94f8; color: #fff; }
.th-btn-solid:hover { background: #1486ee; color: #fff; }
.th-hero .th-btn-ghost { background: rgba(4, 28, 58, 0.25); color: #fff; border-color: rgba(255,255,255,.9); }
.th-hero .th-btn-ghost:hover { background: #fff; color: #0b3d73; }
.th-pills { display: flex; gap: 12px; flex-wrap: wrap; }
.th-pills div {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: #fff;
  font-weight: 600;
  font-size: 14.5px;
  line-height: 1;
  white-space: nowrap;
  border: 1px solid rgba(255,255,255,.4);
  background: rgba(5, 28, 58, .4);
  border-radius: 12px;
  padding: 14px 16px 14px 14px;
}
.th-pills svg { width: 20px; height: 20px; color: #e8f4ff; stroke: #e8f4ff; flex: 0 0 auto; }

.th-card {
  background: #fff;
  border: 1px solid #e3eef6;
  border-radius: 14px;
  padding: 22px 20px 20px;
  box-shadow: none;
}
.th-card-row { display: flex; gap: 16px; align-items: center; padding: 20px 18px; }
.th-card-row h3 { margin-bottom: 4px; font-size: 16px; }
.th-ico {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: #d4ebf8;
  color: #1a7ec8;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 64px;
  margin-bottom: 14px;
}
.th-card-row .th-ico { margin-bottom: 0; }
.th-ico svg { width: 30px; height: 30px; stroke-width: 2; }
.th-ico img, .th-pills img { width: 22px; height: 22px; object-fit: contain; display: block; }

.th-risk { padding: 52px 0 46px; }
.th-risk h2 { color: #0c2d4e; font-size: 34px; font-weight: 800; margin: 0 0 12px; letter-spacing: -0.4px; }
.th-risk .th-narrow { max-width: 760px; margin: 0 auto 26px; color: #8d99a8; font-size: 15px; line-height: 1.55; }
.th-risk .th-grid-3 { gap: 18px; margin-top: 8px; }
.th-risk .th-card {
  border: 1px solid #e4ebf2;
  border-radius: 16px;
  background: #fff;
}
.th-risk .th-card-row { gap: 14px; align-items: center; padding: 16px 18px; min-height: 104px; }
.th-risk .th-ico { width: 64px; height: 64px; flex-basis: 64px; background: #d4ebf8; color: #1a7ec8; }
.th-risk .th-ico svg { width: 30px; height: 30px; stroke-width: 2; }
.th-risk h3 { color: #16324c; font-size: 16px; font-weight: 800; margin: 0 0 3px; }
.th-risk .th-card p { color: #8493a3; font-size: 14px; line-height: 1.4; }

.th-steps { background: #082e55; padding: 42px 0 48px; }
.th-steps h2 { color: #fff; margin-bottom: 28px; }
.th-step-row { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
.th-step { display: flex; align-items: center; gap: 12px; flex: 1 1 0; min-width: 0; }
.th-step > span {
  width: 58px; height: 58px; border-radius: 50%;
  display: inline-flex; align-items: center; justify-content: center;
  background: #2f9eeb; border: 0;
  color: #fff; font-weight: 800; font-size: 16px; margin: 0; flex: 0 0 58px;
}
.th-step strong { display: block; color: #fff; font-size: 16px; margin-bottom: 2px; }
.th-steps .th-step p { color: #d5e4f2; font-size: 13.5px; line-height: 1.35; }
.th-step-arrow { color: #d7e8f6; display: inline-flex; align-items: center; flex: 0 0 auto; padding: 0 4px; }
.th-step-arrow svg { width: 28px; height: 16px; display: block; }

.th-deliver { position: relative; display: grid; grid-template-columns: 1fr 1fr; gap: 0 64px; margin-top: 8px; }
.th-deliver::before {
  content: "";
  position: absolute;
  left: 50%;
  top: 6px;
  bottom: 6px;
  width: 1px;
  background: #d9e3ec;
  transform: translateX(-50%);
}
.th-deliv-item { display: flex; align-items: center; gap: 12px; padding: 13px 0; border-bottom: 1px solid #e6eef4; }
.th-check {
  width: 26px; height: 26px; border-radius: 50%;
  background: #2f9eeb; color: #fff;
  display: inline-flex; align-items: center; justify-content: center;
  flex: 0 0 26px;
}
.th-check svg { width: 14px; height: 14px; display: block; }
.th-deliv-item h3, .th-deliv-item p { display: inline; }
.th-deliv-item h3 { margin: 0 8px 0 0; font-size: 15px; }
.th-page .th-deliv-item p { color: #7d8fa3; font-size: 14.5px; }

.th-plan { display: grid; grid-template-columns: 1.05fr .95fr; gap: 36px; align-items: start; }
.th-plan h2 { font-size: clamp(28px, 3vw, 36px); line-height: 1.15; margin-bottom: 12px; }
.th-checks { list-style: none; padding: 0; margin: 16px 0 16px; }
.th-checks li { display: flex; align-items: center; gap: 10px; padding: 5px 0; color: #3d5872; font-size: 15px; }
.th-checks .th-check { width: 22px; height: 22px; flex-basis: 22px; }
.th-checks .th-check svg { width: 12px; height: 12px; }
.th-plan-photo { width: 100%; height: auto; border-radius: 12px; display: block; }
.th-form {
  background: #fff;
  border-radius: 14px;
  padding: 24px 22px 18px;
  box-shadow: 0 14px 36px rgba(16, 52, 90, 0.08);
  border: 1px solid #e8eef5;
}
.th-form h3 { margin: 0 0 14px; font-size: 22px; }
.th-form label { display: block; font-size: 13px; font-weight: 700; color: #1d3d5c; margin-bottom: 12px; }
.th-form label span { color: #e23d3d; }
.th-form input, .th-form textarea {
  width: 100%;
  box-sizing: border-box;
  margin-top: 5px;
  border: 1px solid #d7e3ee;
  border-radius: 6px;
  padding: 10px 12px;
  font: inherit;
  font-size: 14px;
  color: #17324d;
  background: #fff;
}
.th-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 12px; }
.th-btn-block { width: 100%; border: 0; cursor: pointer; margin-top: 4px; }
.th-page .th-form .th-fine { text-align: center; margin-top: 10px; color: #8aa0b5; font-size: 12px; }
.th-form-ok { background: #e8f7ee; color: #146c36; border-radius: 8px; padding: 10px 12px; margin-bottom: 12px; }

.th-faq-list { margin-top: 22px; border-top: 1px solid #e4edf4; }
.th-faq-row {
  display: grid;
  grid-template-columns: 1fr 16px;
  gap: 8px 18px;
  align-items: center;
  padding: 16px 4px;
  border-bottom: 1px solid #e4edf4;
  cursor: pointer;
}
.th-faq-q { grid-column: 1; grid-row: 1; }
.th-faq-chev { grid-column: 2; grid-row: 1; }
.th-faq-q {
  margin: 0;
  padding: 0;
  border: 0;
  background: none;
  text-align: left;
  cursor: pointer;
  color: #0e3358;
  font-family: inherit;
  font-size: 15.5px;
  font-weight: 800;
  line-height: 1.35;
}
.th-faq-a { display: none; grid-column: 1 / -1; grid-row: 2; }
.th-faq-row.is-open .th-faq-a { display: block; padding-top: 4px; }
.th-page .th-faq-a { margin: 0; color: #7d8b9a; font-size: 14.5px; line-height: 1.45; }
.th-faq-chev {
  width: 8px; height: 8px;
  border-right: 2px solid #7f93a8;
  border-bottom: 2px solid #7f93a8;
  transform: rotate(45deg);
  justify-self: end;
}
.th-faq-row.is-open .th-faq-chev { transform: rotate(225deg); }

.th-related {
  display: flex;
  gap: 14px;
  align-items: stretch;
  background: #fff;
  border-radius: 14px;
  padding: 12px;
  text-decoration: none;
  border: 1px solid #e6eef5;
  box-shadow: 0 8px 22px rgba(16, 52, 90, 0.05);
}
.th-related img { width: 118px; height: 96px; object-fit: cover; border-radius: 10px; flex: 0 0 118px; }
.th-related-copy { display: flex; flex-direction: column; min-width: 0; flex: 1; padding: 2px 2px 0 0; }
.th-related strong { color: #12375c; font-size: 16px; line-height: 1.25; }
.th-related em { display: block; margin-top: 4px; color: #6d8196; font-style: normal; font-size: 13.5px; line-height: 1.4; }
.th-related-arrow { margin-top: auto; align-self: flex-end; display: inline-flex; color: #5f7890; line-height: 0; padding-top: 8px; }
.th-related-arrow svg { width: 22px; height: 14px; display: block; }

.th-final { background: #062446; padding: 28px 0; }
.th-final h2 { color: #fff; font-size: clamp(24px, 2.6vw, 32px); margin: 0; }
.th-page .th-final p { color: #d5e4f2; margin-top: 8px; font-size: 15px; }
.th-final-row { display: flex; justify-content: space-between; gap: 24px; align-items: center; }
.th-final-actions { display: flex; flex-direction: column; align-items: flex-end; gap: 12px; }
.th-final .th-btn-ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,.85); }
.th-final .th-btn-ghost:hover { background: #fff; color: #062446; }
.th-final-contact { display: flex; align-items: center; gap: 14px; color: #fff; font-size: 14px; }
.th-final-contact a { color: #fff; text-decoration: none; display: inline-flex; align-items: center; gap: 6px; }
.th-final-sep { opacity: .7; }

@media (max-width: 1100px) {
  .th-hero { min-height: 0; display: block; }
  .th-hero-bg { position: relative; width: 100%; max-width: 100%; min-width: 0; height: 280px; object-fit: cover; object-position: right center; }
  .th-hero-shade { background: #0a3f78; }
  .th-hero-copy { width: auto; margin: 0; padding: 36px var(--container-padding) 40px; }
  .th-grid-3 { grid-template-columns: 1fr 1fr; }
  .th-plan { grid-template-columns: 1fr; }
  .th-deliver { grid-template-columns: 1fr; }
  .th-deliver::before { display: none; }
  .th-step-row { flex-direction: column; align-items: stretch; gap: 8px; }
  .th-step { flex: none; }
  .th-step-arrow { justify-content: center; transform: rotate(90deg); padding: 4px 0; }
  .th-final-row { display: grid; justify-items: start; }
  .th-final-actions { align-items: flex-start; width: 100%; }
  .th-risk h2 { font-size: 28px; }
}

@media (max-width: 700px) {
  .th-section { padding: 36px 0; }
  .th-hero-bg { height: 210px; }
  .th-hero h1 { font-size: 30px; }
  .th-kicker { font-size: 18px; }
  .th-hero .th-lead { font-size: 16px; }
  .th-hero-btns, .th-final .th-hero-btns { flex-direction: column; align-items: stretch; }
  .th-btn { width: 100%; max-width: 100%; height: auto; min-height: 50px; white-space: normal; padding: 12px 16px; font-size: 15px; }
  .th-pills div { white-space: normal; }
  .th-grid-3, .th-form-grid, .th-step-row { grid-template-columns: 1fr; }
  .th-card-row, .th-risk .th-card-row { align-items: flex-start; }
  .th-ico, .th-risk .th-ico { width: 48px; height: 48px; flex-basis: 48px; }
  .th-ico svg, .th-risk .th-ico svg { width: 22px; height: 22px; }
  .th-deliv-item { align-items: flex-start; }
  .th-deliv-item h3, .th-deliv-item p { display: inline; }
  .th-related { flex-direction: column; }
  .th-related img { width: 100%; height: 160px; flex-basis: auto; }
  .th-final-contact { flex-wrap: wrap; gap: 8px 12px; }
  .th-faq-q { font-size: 15px; }
}